Many people don’t realize this but their personal freedom is in danger.  I’m not referring to conspiracy theories, corrupt politicians or even terrorism.  The biggest risk to personal freedom that will impact your daily life is coming from banks and other financial institutions in the form of debt.  If you are like me, your personal [...]

I’ve heard and read various people defending credit cards for various reasons.  They claim that as long as you pay your credit card bill in full each month they can provide some good benefits.  Things like being safer than cash, car rental insurance and point programs for free flights, etc.  The one reason that is [...]