Many people don’t realize this but their personal freedom is in danger.  I’m not referring to conspiracy theories, corrupt politicians or even terrorism.  The biggest risk to personal freedom that will impact your daily life is coming from banks and other financial institutions in the form of debt.  If you are like me, your personal [...]

The time has come for the last part of the trilogy. Today we will talk about actions.
Action is what you do according to your plan to achieve your goal.
Some people start taking actions before choosing a goal and/or creating a plan. Don’t be one of them! Always stick to the correct order:

Choose a goal
Create a [...]

I’ve heard and read various people defending credit cards for various reasons.  They claim that as long as you pay your credit card bill in full each month they can provide some good benefits.  Things like being safer than cash, car rental insurance and point programs for free flights, etc.  The one reason that is [...]